@Elizabeth Klingseisen Great motivation, thank you!

The mortgage is about 3k PITI, the interest rate is about 4.5% and I’m not sure about a ballon on the seller financing side, but the va would be a 30 year loan.

I have one SFR rental, and was just curious, can I combine the remainder of my VA entitlement with seller financing?

I am beyond motivated and wanted to take real estate by storm and I have in other areas of my life.Thanks for listening to my long crazy story and looking forward to diving in soon!

My landlord is beyond motivated to sell me the condo and is interested in a cash transaction with much flexibility.

You either force the seller's hand by demanding the concessions as a condition for keeping the property under contract, or you accept the property as-is with whatever they're willing to give you.

I don't have enough capital to use all cash but I am going to use creative financing like private money or seller financing to make my first deal happen.

I would locate interested sellers who have >40% equity in their SFH and do not have a contract with a RE professional to sell their house.

I want to offer 200 , traditional financing or 225 seller financing .

The seller doesn't live there and doesn't know the property like a homeowner selling their residence would.