If you're wondering, I'm a defense contractor but my skills and interests reach well beyond what the DoD has taught me.

Also, I would also not cross-collateralize the houses if a lender would even do a portfolio loan.On your second question about multifamily, I would not jump to multifamily until you have experienced the common management problems with single-family as the expenses scale with the size of the property as well as the cost of mistakes.I would consider getting Home Equity Lines of Credit (HELOC) on each property.

I just got stuck with a trailing 5 year prepayment penalty on my last conventional mortgage which left a bad taste in my mouth.

I have been renting houses out for over a decade now and this has worked well for me.

If I jump to the end of this story first, I will tell you that at 7% interest and high market values, very little cash flows well when you take into consideration principle, interest taxes, insurance, and a $100 maintenance reserve… at least where I live in Florida - but we have really high insurance rates.  

Last month I warned you of the coming heat.

Well they're back.

If that's the case, you may be using a builder's agent as well which might explain why you don't know this stuff.The exclusive agreement should be for this property only.

All the best  I’m actually thinking the same exact thing, interest rates are too high to tap into equity, I’m thinking of selling a couple of my properties and buying a multi family with high ROE honestly that’s what’s been on my mind as my best option in the last few days!

Just curious what anyone's results have been hiring someone direct from one of the mentioned sites vs the more expensive well known SEO companies.