Was the loan a balloon?

@YaSin AquilThere are some agency lenders who will do loans with FICOs as low as 550. 

Higher price points are all things equal better for building equity, lower are better for cash flow flow. 

Just got denied lending from a supposed HM lender due to the source of the down payment coming from a personal loan.

There is no way to know what the lending landscape and his options will be in five years from now - that type of loan could still be available or there could be some differences - including nuance with the specific property, location, etc

Loan Buy Down4.

Seems like you need to be or know a few commercial/business loan brokers though..

We've got some capital, but I've heard of investment loans that require zero % down as long as we can show that the property will be able to rent.

The idea is to create cashlow and wealth through equity and appreciation so the plan we can build few units , sell them and split profit 50/50, while I am the boots on the ground overseeing the process of building from start to finish, meanwhile the partner brings 100% of funding. 

Are there any loan options out there I am missing to keep out of pockets costs under 100k?