So it just goes in my trash.Face to face will always be the best bet.

He said all bets are off.

Single digit appreciation could be more normal vs any huge gains now.

For embroidery they have to convert the image into a digitized format and there is an extra charge for this service.

Compare to successful flippers on here knocking out triple digit ROIs.

I'm betting it is vinyl - though the house is old enough there could be a linoleum layer under there somewhere.  

On one end of the spectrum you have conventional lenders looking to lend to qualified buyers at low single digit rates for long term loans.

Assuming your home only needs basic spit and polish (paint, carpets, a quick landscaping job, etc)  I know some people on this site might bristle at the suggestion but your best bet might be to find a listing agent willing to spend some money up front on those things (to be paid back along with selling commission) in hopes of getting the  home to sell for substantially more.  

Funny thing...when I saw you are from Philly the song from Fresh Prince of Belair came into my head....bet your singing it now too!

My feeling is that if you have a 20-30yr time-frame you are likely taking larger risks/speculating by betting on markets where initial cash flow is high but the market could see both property price depreciation (in real terms) going hand in hand with rents not keeping pace with cost inflation.