In my opinion if there is profit to be made why don't you pay a designer to furnish it and turn it over to a property manager and cut out the arbitrager middle man?

I've never done a re-fi before-- It just is so expensive to do commercial financing.

And if your property manager is asleep at the wheel, fire them and do it yourself. 

I don't currently own/manage any STRs, so I may not be of much help on the operations side of them. 

However, given my circumstances, I will not be able to manage STR on my own.

I'm a property manager and realtor in CLT.

I've used them, and I know a lot of professional property managers that do.Obligo is a "billing authorization" system.

It is bought by the case but they are commercial grade and designed for what we do.

Rates: 9% to 13% (Most Deals are 11-12%)Terms: up to 36 Months (Most Deals are 6-12 months)Fees: 2-4 points(%) of loan amount paid at closing (Most Deals are 3 points(%))Minimum Loan Amount: $50,000 (For loans less than $250,000 $2,500 minimum fee)Max Loan: 65%-70% of After Repair Value(ARV)100% Rehab Financing Available (Require 20% of purchase price down payment or cross-collateral)Closing Timeframe: 48 Hours - 3 Weeks (Most Deals are 2 Weeks)NO PRIMARY RESIDENCES, NON-OWNER OCCUPIED ONLY, BUSINESS AND COMMERCIAL USE ONLY.

That the servicer manages the loan for you.9.