They're not going to want to give you the good deals at first unless you can somehow convince them that you're a closer, but a consistent effort with some patience will have you getting deals thrown at you left and right :)

Compared to hard money, its better rates, longer terms and lower fees.Hard money has its place though, if you need to close really fast and if you haven't had 2 or more exists in the last 24 months, then hard money might be the better choice?

If your realtor had some brains you should have contingency based on at least inspection report, or appraisal, which would let you walk away with earnest money.

We’ve sent numerous addendums to extend inspection timeframes because no one will answer our questions.

They are asking for a Vendor Deposit of $400 upon Application to cover some expenses, like appraisal reports and home inspection reports, that is non refundable even if the loan is declined FOR ANY REASON.Is this a common practice from this type of lenders?

After you have one nightmare, you pay closer attention.

After having the inspection done, a mold spot was found in the ceiling in the garage - there is a bathroom located above it.

@Farrukh Madaminov Will they coordinate you to be let in for an inspection?

@Albert Kim Did you get a inspection done?

Hi @Nikolay Voronovich, Baltimore has a lot of regulations and annual inspections.