Everybody gets screened with the same level of scrutiny.

They will refianance a property based on the assets performance and not youR income levels---they did deny my project, however, due to the fact that it is is a lower population density area.

Try to place your criteria to pick tenant on something like income level, or how the tenant is able to pay your desired rent, will go a long way for any landlord.

You really need to know the tenants comfort level.

This is next-level strategy that you will not find working with bank LO's or call center LO's with the big online lenders. 

After reading Craig Curelops book The House Hacking Strategy I found it the perfect way to buy an entry level property.

The way that I'll explain the concept, from a high level, would be that the dwelling unit would need to be disposed proximate to the sale of the land that is subjacent to the dwelling unit if the gain on the sale of the land is to be excluded under Sec 121. 

This is an interesting question, because it indicates a level of detail planning into the CAP X that I haven't seen before. 

What choices do you have for getting to a single level age in place home?

We have always stayed professional in our replies and would not lower ourselves to their level, which would be clear in the email exchanges also.