Although it does reduce the premium slightly for that particular rating factor, it is not optional on the part of the HOA as an intentional cost saving measure.  

You can find them in the event forums here and they get very good turnouts.

Do you have a nice amount saved up for the activities you enjoy(I assume yes given a 30+ year in Tech plus you mentioning making lots of money already in real estate).If that is the case, what are you looking to achieve now within real estate?

Hey Joshua,I'm currently in the throws of a development project in Brooklyn, and the $300 a sf model is a little light, especially if you plan on decent finishes. 

The Assessor's Office is doing an assessment on it to determine the new assessed value.

Hi BrentI'm in the similar boat as Chirag.

Always buff in the direction of the grain with a soft cloth to prevent further damage.

When there's tenants already occupying the property, there's often times different leases that were signed among the tenants.Additionally, renting by room usually sees higher tenant turnover which in turn causes more work for the PM.Other challenges to consider:- Disputes/conflicts among tenants (different personalities if a tenant doesn't know the others prior)- Occupancy limits- Splitting utilities (what if someone uses more water?)

Find the ones that can do it, and it also helps if you have separate contracts for the lease and the option. 

But well done getting your foot in the door.