It sounds like your QI is struggling to understand the underlying issue of tax payer not vesting.   

Looking to purchase my first property (2-unit duplex) and am struggling to find an adequate template for quick an easy underwriting assessments.

We are struggling a bit on deciding the scope of rehab and whether or not to convert it to a 3 or 4 unit (requires a zoning variance).

I have zero natural creative abilities, hence my struggle.

Even though I would make money on both the sale and interest part of my logic behind the offer is me not wanting to see this person struggle with an empty damaged home.

I work as a Hard Money Lender and have been seeing the struggles in Los Angeles with flippers and was suggested to try different cheaper markets to get my start in investing.How did you find this deal and how did you negotiate it?

Many non-US investors struggle with the initial formations & getting bank accounts.

So I completely relate to your fear of not having money, you're not alone in this struggle!

Some people struggle to pay $150 a week to share a place with 9 people. 

I’ve browsed local news pages for real estate updates but struggle to find any articles with substantial content.