I don't want to have that kind of weight always on me.

I know how stressful it is for some of my peers knowing that they have the weight of student loans/debt on their backs while they're trying to get an education.

LP gets a 8-10% preferred return and the net-of-fee returns are split 50/50 after the fact.2) A simple assignment agreement on a per-deal basis, where the operator provides the loan and then assigns it to the end investor, whereby the operator earns a brokering or servicing fee (the end investor earns the interest rate on the note minus a certain percentage fee, and the operator earns the rest).I'm trying to weight he pros and cons of both, keeping in mind that I value flexibility, discretion in which deals I choose as an operator, and making it super easy for the borrower.

Hope you guys can shed some light on this and have some recommendations.Thanks for your time and help in advance.Clinton

I want to shed some additional light on "alternative financing" on rental properties, typically called "DSCR Investor Loans" so that this community understands this type of loan in depth: 1) Similar leverage is available (subject to FICO score) on a DSCR loans as Conventional loans on rentals. 80% of Purchase, 80% LTV for Rate/Term Refi, 75% LTV for Cash out.

I already have a pretty large shed in the back yard that I don't use much and could just transfer everything there.  

This guru switched from pitching home study courses on real estate and notes to "subliminal" audio downloads and CDs on a variety of self-help topics:   losing weight, getting to sleep, kicking alcohol and drugs, etc.  

I've never claimed to be the sharpest tool in the shed, but what are you trying to achieve here?

Furthermore, I feel comfortable with PFF even though it is heavily weighted in issues of financial firms because if they were too big to fail in '08 they certainly aren't going to let them fail now.Hard money lending is another option if you find a competent and experienced debtor.

Does this mean my wife can sue Jenny Craig or weight watchers because their program didn't get the results she saw on TV?