Is that different than regular mortgage insurance?

While I have never worked with him personally, Chris McDonagh at RavLaw is a regular (and I believe sponsor) of AZREIA and was recently on a very helpful panel at an AZREIA networking event discussing the legal implications of Dodd Frank and contract writing in general.

I think if you are on income based repayment with your student loans that would mean that you didn't think you could handle the regular monthly payment.

In response to many BP conversations we've had and phone calls we receive regularly regarding management services here in Indianapolis, we found that many out of state / out of country investors are not aware that in the state or Indiana, you must hold a real estate license in order to provide management service for third parties.  

I've also watched a few of Mitch Stephens' videos and regularly listen to his podcast, RE investor summit. 

His health is good right now (long story but may not always be the case) so he is able to commute back and forth as needed once our move is complete.

He is now also claiming his wife is getting seen for health issues due to mold in one of rooms.

Last year in addition to my regular real estate transactions as a real estate agent, I bought and flipped a SFR.

I know that many of the leading sites mentioned above may reasonably be expected to eventually experience defaults from their borrowers.Therefore, consider a scenario such as this on any of the real-estate debt crowdfunding sites: - The borrower pays regularly for 9 months, but then defaults.- Default interest rate of, say, 25% kicks in thereafter- Loan remains unpaid for the following, say,  18 months before the crowdfunding site is finally is able to foreclose and sell the property but the Property can only be sold with enough cushion to repay investors' principal and only a little extra interest, but not all.  

Here's why:(1) You get to be a homeowner, with all the privileges and responsibilities that entails, and you get to learn about homeownership and maintenance without having to worry about pleasing (or not) and dealing with tenants.(2) Getting qualified for a loan as an owner/occupier is much easier and requires less down payment than buying investment property, and, as long and you follow the IRS guidelines, any profit you make when you sell may be tax free.(3) You have the option of buying a home that needs some work (generally cheaper, but also in high demand in this market) and putting in some sweat equity while you live there and/or getting roommates who pay YOU the rent (which is kind of like having tenants, only a little more intrusive).I wouldn't recommend investing in another city (like San Antonio) unless or until you know the other city pretty well, you don't mind traveling there on a regular basis, and you have a bit of your own homeownwrship experience under your belt.I'd be happy to discuss further anytime.