@James RocksI'm certainly not going to contradict you, as I've been investing in Mexico and Playa del Carmen for the reasons you mentioned and some.Yet, Colombia is a great place to invest and you can make much better returns than those mentioned if you do the right investment.

Any reason you didn't decide to go with Squarespace or something more simple like that?

I'm also from bay area, CA and am looking to invest out of state for the reasons you've cited.  

The reason why I spend so much time and money on marketing is so I can find these deals before they hit the market or another investor buys it before me. 

@Eric Adobo I’m entirely sure but one reason could be the that a poor person will have the ability to take out a loan with a bank assuming the rich person has already used up all their loan amounts

I know they are trying to update the law with the choice act because the Dodd-Frank has had unintended consequences that for some reason the Consumer Finance Protection Bureau wont rectify...Former Congressman Barney Frank, who co-sponsored the legislation, said he was “regretful to realize” its negative impact not long after Dodd-Frank became the law of the land.In a 2011 letter to a constituent, Frank wrote:“I do not think it is necessary to include manufactured housing as part of our effort to prevent abusive mortgage practices, and I am now working with my staff to see if we can find a way to make a change that would deal with the problem you correctly point out… “

The reason I say this is because at the end of the day this is going to be your investment.

I'm reasonably successful at it, I would say.I spend a lot of money on Amazon but the most I ever spent for someone to tell me what to do in this business was $150 for a very popular three-day seminar.

I know a HELOC for this reason isnt a good idea but what about a refi?

The number seems to be reasonable.