Depends on your financial reserves, risk tolerance, and long-term investment strategy.

Lastly, our DTI is maxed out per every lender we've spoken to recently as all the properties are mortgaged in our personal name.

If you lived in the property for 2 of the last 5 years then you do not pay capital gains tax when you sell.

I do land development in PHX and surrounding areas, so we tend to purchase properties that have some acreage that we can entitle and develop - that's my expertise for the last 2+ decades. 

Today, and a similar rate for the last several months, the yield (annualized) on a 4-week T-Bill is 5.22%.

Natalie Vane Okay, it's Saturday night, I have a couple of long-shot ideas.

The barrel is for more sanding ability but becareful not to leave it in one spot to long, it will sand "ripples" in the floor.

Education is life-long.

I intend to invest long-distance in small to medium size multifamily properties and hire property managers, not sure how often physical checks will be needed.Appreciate any feedback or other bank recommendations, also looking into NBKC and LendingClub.

"My name is Isaiah, I am a local investor looking to start my investing journey and have started by identifying some properties with long-time owners with good equity.