However, I feel like there's a lot of potential to run into a lot of walls/pitfalls that can cost a ton of time/money if I do this route.At the end of the day, I want to put a lot of emphasis on using the newest technologies to streamline the business as much as possible. 

Hi Nail, I might be able to help you since I've been investing in the area for many years now so feel free to send me a direct message.

Feel free to reach out if you have any questions!

@Will Gaston is a wealth of information and very prudent/knowledgeable investor, he was just helping me with some lending info yesterday.Don't be a stranger, feel free to reach out. 

Feel free to reach out if you have any questions or need any advice as you get started.

Some DSCR lenders will allow up to 5%, which would include Origination and any rate buy downs. 

I'm eager to hear if other investors make it a priority to diversify into other markets (I think my neighborhoods in STL will continue to have demand, but nothing is a given), and if you feel there's more of a return to be had with the same amount of effort by scaling up into commercial properties or apartment complexes.

The tenant says she had someone to break in the front window recently but for reasons unspoken I feel like that may have been someone she knew that couldn’t get in she has a family member staying with her.

I suggest sending the notice, including the details of the lease stating what their responsibilities are.

As my avg rental period is <8 days, and I have <14 days personal use at the property and believe I can meet the material participation test, this should be a non-passive activity.Specific Questions on Material Participation:1) Do hours logged for material participation in 2022 include time prior to placing the property in service (i.e. first half of 2022)?