Another option is DCU(digital credit Union) which gives up to 50k on investment property but I don’t know if they operate in Missouri.

Couple hundred bucks a door monthly cash flow, double digit ROI, and yes the prices appreciate and you build equity.

I agree completely that being PREPARED is the most important overall though.I have been meeting with potential Private Investors/Partners (they bring the money, I bring the deal and PM) with a WIDE variety of 'styles and wealth'..... meaning plumbers, engineers, retired farmers and entrepreneurs with networth in the 8 digit range. 

Also, consider downloading our free e-book, "The Ultimate Guide to Passive Real Estate Investing".P.S.  

If you willing to put $30k down plus some type of collateral, I can imagine you can get the rest for double digits % loan.

I heard one instructor say "When I realize double-digit appreciation, I sell."

Amazon: http://www.amazon.com/From-Janitor-to-Multi-Millionaire-ebook/dp/B0070PNOLUBook website: http://fromjanitortomultimillionaire.com/A very worthwhile read.

Right after I posted my introduction, I bought the digital version.

This includes everything you get from other brokerages, and then some -- professional photography, 3D virtual tour, digital marketing, high-end flyers and materials, and a amazing seller dashboard to see how many people are viewing and visiting your home in real time. 

I've had cash investors that I've partnered with in my deals and the most I've offered them is single digit returns.