Be on lookout for con men, be aware of the differences between the legal systems of Costa Rica and your own country, and get a good lawyer.Dont's1.

The community surrounds one of the better private golf course country clubs and homes sell from about $950k to over $6 million.

Not sure what the percentage is, as my area was not considered a declining market, but maybe that is something coming into play with your local bank.I would think certain areas of the country might have an issue such as you describe, like Detroit, where there's some places they can't even give away, but most would not be that extreme.

We live in the greatest country in the world and there is nobody to blame but oneself.

My favorite area in the country to invest is in the Metroplex.

I REALLY want to sell my house before that, And I was not planning on listing till late Sept.To me it feels like late 2009 or may be 2010 - Based on the facts that the subprime loans and alt-a will show their scary faces in that year and followed by consumer confidence to an all-time low (it is already compared to prior years), people have already started giving away their car keys (defaulting on that too), global impact due to US economy as almost all countries trading with US have enormous amount of Dollar denominated assets, etc. - Thats my opinion (and I may be wrong)...

B of A inherited at least some of the properties four years ago when it acquired Countrywide Financial, which had been the country's largest subprime lender."

I understand financial institutions do not want to deal with small loans and this is understandable.I have been asking around and most people have said it is next to impossible to get a loan from a US bank given the lack of credit rating and not living in the country, but I was seeing if there is an alternative.

This is probably the reason things have worked out so well for that country.

I've always been pretty busy running my business and haven't left any time for reading forums and posting stuff but thought that from time to time I might have something to contribute.I'm in Santa Rosa CA which is the heart of the wine country.