If you're just renting a room you can find some room rental agreements that are Florida friendly on google. 

Located in: Trenton, NJ *******************************My understanding is that technically, No, that would still give the lender the option to enforce the due on sale clause (DOS) and accelerate the loan.

For almost all investors, buying a property off of the MLS at market price in a good location to hold for 10-20 years is the best option. 

There are a few options for that -- a duplex, in which you live in one side and rent the other long-term.

I’ve received quotes to paint for about $200 but the epoxy seems like a good option as well.

Fractional investing options include real estate crowdfunding platforms like Arrived and Ark7, or real estate syndications for potentially higher returns.

Refi is better option I think

I'm looking at what options I have to pull equity out of other rental properties I have.Does anyone know of investor-friendly lenders that service the San Antonio / South Texas area and will allow home equity loans or HELOCs on rental properties?

I briefly heard about this company from an investor friend few months ago, I tried to google but not finding much online information about them either.

Depending on your deal, there may be better options than hard money to get things started.