Playing music and introducing more red and more bright, vibrant colors will help.The same advice applies to those who live near police stations and prisons.

@Dagan Flowers I put it into action by applying it every single day. 

If you mean "Assumption" where you apply to the bank for the right to have the same rate and term as the existing loan, it's hit or miss whether you'd be able to do that.

Once you have it in "Show ready" condition and are applying for a refinance then I would pull an appraiser in to make sure you go for the highest number you can leverage.

For example, someone making $3,000 a month could have a full 1/3 of their income going towards cards and an auto loan which only leaves $2,000 to apply towards rent and other expenses.Longevity is another issue.

This deal counted as our primary residence when we applied for a 30-year loan.

The lender is taking $50,000 of your equity in the first property and applying it towards the second.

Then I saw an updated letter sent to my online account with them that the 2 year clause applies.

There are a some details in the fine print, such as HPA doesn't apply to FHA or VA loans, and your loan payments need to be in good standing. 

If you have an llc you can apply for a home improvement contractors license but there are expenses involved with that.