USDA loan Subject to

[Matt Chavez]

Has anyone done a subject to on a USDA loan? I have a property in Washington state that I am working on and the loan is a USDA loan. Wondering if anyone has had any problems doing a subject to on this type of loan.

3 bed 2 bath.

ARV - $315k

Amount left on the loan is around 230k. I’m waiting to get the statement and actual pay off amount.

Rent in the area is around $1700.

Payment is $1620.

Not sure on what the total amount due is to bring the mortgage current. The seller claims its approximately $15k.

Seller is only asking for $1k.

I’m just looking for some advice.

I appreciate any help.