The other reason you can use it is that this loan or 401k loan is considered to be "secured," funds since the funds are secured by your 401k and your job.The main advantage with 401k loans is that the min monthly payment on this loan is not counted in your DTI or debt to income ratio this is the case with all funds borrowed from financial assets which include other financial assets like loans against:- permanent life insurance policies like universal and whole or mutual whole life insurance policies (not term since term life does not have cash value)- stock and bond portfolios- CD's- cash like instruments like money market- cash value positions in options/shorts/etc- retirement accounts like 401k, 403b, 457, defined benefit (DB or "pension," type plans) , and other defined contribution (DC) plansHope that helps.

There are a lot of apartments, Townhomes, and high end homes being built but when there is less demand in the area for housing (and there will be) then I believe the SFR's in a decent neighborhood will still be sought after by permanent residents.

One of those big fat tax guides with an index at the library or bookstore, Lassiters, etc might point you in the right direction.

My daughter is in the military, she bought her house as soon as she got her permanent duty station. 

Do we do that, or negotiate more from the selling price with the plans to get the roof more permanently fixed?

Residential Energy Efficiency Loan (REEL) program benefits (see image below for more details):Unsecured financing APR 4.5% - 9.95% Finance 100% of the project costsLoans up to $50,000up to 15 year term 0$ closing costsQuick loan approval, typically less than 24 hours70% of the amount borrowed must be used for energy efficiency improvements such as HVAC, water heating, cool roofs, insulation, duct sealing, air sealing, lighting, appliances, pool pumps, windows, and more30% of the amount borrowed can be used for non-energy related improvements such as cabinets, flooring, and other finishes.This program can also be combined with local utility rebate programs and federal tax incentivesProperty Eligibility Requirements:Single family residential propertyUpgrade 1- 4 unitsMust receive gas or electric service from one of these utilities (SocalGas, Socal Edison, PG&E, SDGE)Mobile homes need to be anchored to permanent foundationBorrower Requirements:580 - 600 minimum credit score (depends on lender)Debt to income ratio less than 55%Project Eligibility RequirementsWork has to be completed by a participating REEL contractorA combustion safety test by a contractor who is certified by BPI or NGAT must be completed upon project completion (typically this is the contractor doing the work)Work must meet building code requirements.you can find more information here: https://www.thecheef.com/reelI hope you found this post useful.

This loan is designed for permanency.  

I just make sure to get a fat deposit.

Again your ROE is currently ~1.84%, it’s like a fat slob sitting on the couch.  

If the condition cannot be abated, the plaintiff will seek monetary damagesfor the loss of his property value due to the permanent nature of the nuisance.