Permanent vs variable portfolio.  

What is your US citizenship status, if any (I.e US Citizen, Permanent Resident Alien, Non Permanent Resident Alien)?

Now I'm thinking of not having permanent housing at all.

@Jordan JonesTIP: read the BP requirements about posting ads, so the Moderators don't suspend or permanently ban you:)

Originally posted by @Arsen Atanasovski:I’m a realtor, you don’t need one for a off market deal, main point if you agree to the numbers take all your paperwork to your local title company and they will do the rest, if you want to pay someone 3% like me go right ahead in the end, title calls your agent on any missing docs so basically nothing I might get a lot of negativity on this post but your buying as an investor and realtors really most of them don’t even know what an investor is, they are a realtor for the end user and make fat commissions on primary properties. 

Freddie Mac SBL & Fannie Mae Small Loans (<$9.00M): Freddie & Fannie both offer "Small Balance" permanent financing ranging from $1.00-$7.50M (Freddie SBL) and $1.00-$9.00M (Fannie Small Loans).

Freddie Mac Small Balance Loan (Dauphin County, PA)Loan Purpose: Permanent Financing (Refi & Acquisition)Loan Proceeds: $1,000,000 - $7,500,000Loan Sizing: 70-75% LTV; 1.30x DCR (Small Market) Amortization: 30 YearsLoan Term: 5-10 Year Term (Fixed), 10 or 20 Years (Hybrid ARM)IO Term: Partial Term IO (70-75% LTV; 1.30x DCR); Full Term IO (60% LTV; 1.45x DCR)(Small)Rate Types: Fixed & Hybrid ARMRate (Est): 6.10%-6.60% (Assumes Mission Driven)Rate Lock: Rate Lock @ ApplicationNon-Recourse: Non-Recourse w/ “Bad Boy” CarveoutsPrepayment: Standard - Greater of YM or 1.00%Flexible Prepay: Flexible Options – Stepdown & Extended Open/Par PeriodsRate Buydowns: Yes – Rate Buydowns Available Up to 2.00%Assumable: Yes – Assumable LoanCash Out Refi: Yes – Cash Out Refi OKFannie Mae Small Loan (Dauphin County, PA)Loan Purpose: Permanent Financing (Refi & Acquisition) Loan Proceeds: $1,000,000 - $9,000,000Loan Sizing: 80% LTV; 1.25x DCR (Nationwide Market)Amortization: 30 YearsLoan Term: 5-30 Year TermIO Term (PTIO): Partial Term IO @ 80% LTV; 1.25x DCR IO Term (FTIO): Full Term IO @ 65% LTV; 1.35x DCR Rate Type: Fixed RateRate Lock: Rate Lock @ Loan CommitmentRate Structure: Treasury Yield + SpreadRate (Est.): 6.50%-6.75% (Assumes Mission Driven)Non-Recourse: Non-Recourse w/ “Bad Boy” CarveoutsPrepayment: Yield Maintenance; 1.00%; 3 Mos Open @ ParFlexible Prepay: Flexible Prepayment Options Available Escrows: Taxes, Insurance, Replacement ReservesRate Buydowns: Yes - Rate Buydowns Available Up to (1.25%-2.00%)Assumable: Yes – Assumable Loan Cash Out Refi: Yes – Cash Out Refi OK

Access to Cash Value: A properly structured permanent life insurance policy (like an IUL or whole life) can build cash value that you can borrow against for property acquisitions, renovations, or even as a safety net during market downturns. 2.

I had similar with duplex and ended up having to foot the bill but it was determined the break was on my property and resolved with yard excavation and a fat repair bill. 

But:Talk is that over 200,000 probationary government employees, 14,000 permanent US AID employees, thousands of IRS employees, thousands of Dept Of Education employees and a long list of other departments are about to or have gotten more thousands of layoff notices.