@Kevin RodriguezYou could also increase the rate a little, do lender paid MI so it doesn't show up as a separate  component of your monthly payment and then get a better deduction on your income taxes.Stephanie

If the tenant doesn't pay enough money to cover both rent and garbage by applying credit to the garbage first he will be short on his rent, making him subject to late fees and eviction for non payment of rent.

I don't want to transfer my properties away from my current manager, but he does not return my calls, and makes me feel like I am a bother when I express my concerns.I was so very pumped up to get into investment real estate, but now that I am having huge monthly payments for my taxes, mortgages, and insrurance, yet rarely am I getting rental income, I fear I am on the wrong path.If there are any property managers or investors that work in Hammond, Gary, Hobart, or Merrillville that could offer me an experienced opinion, I would be grateful.

The condo complex has a high number of renters in it which makes it hard to finance with small down payment, so the buyer would either need to be all cash or significant down payment.So does anyone here have advice on how I can find a realtor in my local area who is experienced representing fixer uppers and maybe has a rolodex of cash buyers they can call? 

Desmond Alexander I haven't heard of FHA zero down but it sounds like some are advertising similar things in CA. http://www.desertsun.com/story/money/real-estate/2017/09/08/get-house-no-down-payment-one-desert-lender-says-its-possible/594674001/Basically they are combining FHA with those local downpayment assistance grants .I think those grants are usually for first time home buyers.Personally I don't know if people have zero down and no money getting into a house is a good idea .

This software is so affordable and has features like: automatic payments from your tenants bank account, tenant screening, publishing vacancies to sites such as realtor, zillow, Craigslist, etc., and keeps individual spreadsheets for each of your properties.

FHA loans will require a low down payment, and you'd be living in one unit while the rest of the unit(s) pay your mortgage.

The owners want $40k up front and then will finance two other payments at 5% for the next two years. 

Since we don't owe anything on this property and are looking to hold loan payments on next purchases I was hoping that we could use the equity towards that.

The option fee usually becomes part of your down payment, but is lost if you do not exercise the option.