This is the response I received: the residential market in the Bronx has gotten very hot.

Today, I got this from her "Good MorningI am just receiving your voicemails and email i first want to apoligize for not getting in touch with you but my mind has been in a thousand places.

Not too concerned with cash flow as i am smart enough to not spend that cash i receive from the properties. i am looking to expand and own several properties over the next decade or so.

How does that typically work?

Also, what are the typical requirements to qualify for the refinance?

In the CA example you are talking about an exceptional appreciation rate that is not typical and will not continue forever at those rates.

If I understand your question correctly, you are worried about receiving all the applications and running all of them first and then selecting the one that best suits you.

I have been considering an IRRRL on my primary residence to drop the rate on my VA Jumbo loan, but received a flyer in the mail today advertising 100% LTV cash out (appraisal and income verification required) with the same rate I have seen on the IRRRL product.

Three months have gone by, and I remembered I had not received the deposit back.  

The free webinars that they run are fantastic and they typically do a getting started in flipping houses one from time to time.