Looking to gain as much knowledge as possible about exactly how REI will benefit my family and peers.

. - Do you know how often lenders typically exercise the right to lower the limit?

I think it depends on the lender itself but from what I have experienced banks typically like 2 yrs of tax returns showing the rental income.

However, the equity arrangement is much more typical and makes sense.

FHA loans are 3.5 % down and typically must live in the property for at least one year.

I am still trying to gain knowledge about the different loans out there and what would work for us, We would hope to network enough and find an investor to partner with that can help us on the financial side.

You'll gain some insight into what the City Might consider. 

This is my focus, and I intend to buy and hold, hopefully house-hacking the first one.I have been working on analyzing properties using the knowledge gained from BP, and am happy to say it's not as hard as I made it out to be prior to starting.  

All I need is someone to help me lookout for the pitfalls while I gain some traction.

What he said about investing for cash flow and not capital gains really resonated for me.