Three questions…They have a decent credit score, about 40k cash in the bank but not the 25% (125k) for a down payment.

Hello everybody okay my name is Jennifer and I've always loved real estate this year my husband and I went to a workshop a three-day seminar about real estate investing and I have to say I love everything about it but can you share with me how you went out and did your first deal or found your motivated seller???

This is for three 4-family units (flats with 2bd 1ba each) in a C- area.

My focus is set on purchasing an apartment complex that has a minumun of five units and to live in one of the units.

Hi Everyone,I had to jump through some hoops to get it, speaking with several "naysayers" in my county assessor office along the way -- they call it the "rule of five," I hear.Anyways, I was finally able to obtain the data I was looking for.

If the buyers feel like they should get more money, they can do one of three things:1) re-negotiate with you to amend your original contract2) walk away from the closing table and refuse to sign (basically bringing the deal to a halt)3) suck it up and sign.I can't imagine a closing attorney would hold money back for any reason, unless he had it in writing and signatures from both parties that money was to be held back... that seems beyond me. 

I am a former loan officer , but currently working in the food and beverage industry, I have read about the topic for the past three months.

Loans trade in one of three manners:  (1) Par = 100% of Unpaid Principal Balance ("UPB"); (2) Premium = more than 100% of UPB and (3) Discount = less than 100% of UPB.  

@Jason Steiner if I had to do it all over again I would have maximized my conventional loans by purchasing nothing but fourplexes for my first three investment properties.

If it's truly 3 distinct SFRs and you want to use Fannie/Freddie financing, it'll be 3 contracts, 3 escrows, 3 mortgages for $40k each, 3 sets of closing costs, etc.That being said, with loan amounts this small, I'm guessing that commercial or hard money financing might just be better if you can find someone to blanket loan on all three at once just for the sake of 1 set of closing costs.Using fannie/freddie financing on loan amounts that small, the closing costs start to become a ridiculous % of the loan amount.