It's a valuable asset you will have the rest of your life.A formal education will also teach you how to think differently. 

Doing a live-in rehab could be a great way to get your whole family involved, teaching your children new skills and trying out new colors/materials before deploying them in your rental units; just don't go overboard with the scope.Are you a member of the Memphis Investors Group (MIG)?  

I feel it's apparently obvious you can avoid foreclosure by paying the bills but it's also apparent that an individual facing foreclosure is obviously past that point.

I decided it was worth my time to delay my "start" until I fully vetted other individuals and their advice.

Hi,You seem to have been managing brilliantly and I doubt I could "teach" you anything.

Success in any endeavor is too individual.  

My class didn't teach us how to do deals, network, etc.

Ryan,All three of those options are good ones, I have seen individuals build successful real estate careers utilizing those strategy.In short, option 1 is get started as an investor and option 2 & 3 are get started as an industry professional.

They are all rented out by individual construction workers. 

It’s very hard for most individual investors to qualify for millions of dollars in debt.