I think factors like these can sway the pricing up or down a couple of hundred dollars a night or more and can have a big impact on the overall rent you can obtain monthly. 

@Caleb Brown thanks for your response - after rerunning numbers, obtaining contractor quotes and laying it all out, I backed out as it was the best move.

I understand this does not answer your question but it is an important factor I thought I would share since im currently in a situation with an hoa auction purchase.Make sure you do a lot of Due diligence on it.Most county records are public information type in the parcel number most liens should appear. contact a title rep and see if they can dig a little into it.

And the market will force them to do just that (remember, places WANTED to cut their profit margin in 2020 to court more business, but they COULDN'T, now they can), in fact it's already started, hence that class action law suit against Rocket Mortgage... when they went public in August 2020, they told their investors that the 2020 profit margin was normal and projected to continue.

There are many sites which I know of in which you can pay either a per list fee, or a subscription fee, to have access to motivated seller lists.My question is does anyone have any recommendations for ways to obtain these lists that may be more affordable?

Debt is always acquired for business, just look at how much Sam Walton had to borrow to open up Walmarts before he had to take his company public.  

Is this easier to do once you've obtained a license and the respective knowledge?

The seller finances 90%, 95%, etc and you provide the remaining % at closing For example you and the seller agree to a contract for deed that expires in 5 years, then at the 5 years you obtain bank financing.

any change to obtain forms in spanish?

Since Ohio is a deficiency judgment state, I don't believe lenders would be willing to waive the right to obtain judgments against the borrower in the event a foreclosure sale doesn't cover the full amount owed.