The question I have is should I use my personal name in the letters or use a company name with logo and website?  

This is probably not the way you're "supposed" to used QB but I didn't want to get two softwares - one for business and one for personal.  

Someone recently suggested that I used a person (unknown to me but referred) to use their credit to help be refinance.

They can walk in to a local branch with cash or personal check, or pay via ACH bank transfer online. 

I personally welcome the feedback as it can only help me become better at this.I think there needs to be a degree of fairness/ principle here though.

At least that way I can use some of the cash flow to save for a personal residence.Any advice/perspectives on how I should approach this?

With that amount of equity you'd likely qualify for a HELOC on your primary residence to access that equity to buy an investment property or to buy a new primary and rent out your current home - the latter is what I do personally and all of this is what I offer my clients professionally. 

Hi Everyone,I purchased a tax lien on a property and found out today that the name on the tax assessor's website is the name of a person who bought a tax certificate in 2020.

I personally am liquid in the realm of $100k with no assets.

Also some of my contractors did not want to bid due to parking challenges of mission beach.It came out fairly nice, but the cost was crazy and I personally did way more construction work than anticipated due to getting $crewed by 2 separate handymen.