There are free amortization calculators that you can find online that are free to use. 

@Trae JonesThere are online tools that calculate costs based on area

I took a check one time, because I happened to be at the property and was going to the very bank that the tenant was on their way to for the deposit. 75% of our tenants pay electronically online, and the remaining 25% go to a local bank where we have a tenant access account set up and make their deposit that way.

Hi @Steve Tse, I would recommend searching online (or through your HELOC lender) for a HELOC Amortization Calculator, and plugging in this information.

@Stanley Russell I'd start with self-education through the plethora of free resources online.

Do your research--look for comparable listings in the area online, talk to neighbors, call real estate agents, etc.

Find some listings online and go through the motions of inquiring about them.

@Dhwani Shah Hopefully this is an off market deal because if it was listed it could be sold before we could even finish this discussion online. hahahaIf negotiation can lower the asking price (a little), rents have potential to rise, and deferred maintenance is low it's a home run deal.

I have been searching around for a little while and I cannot find any information or reference to online classes for an Idaho real estate license.

Some of the online lenders don't have the best reputation.