Most hard money lenders will offer these products, but not all are created equal.

Bank of America had this man's money for a week - in their account.

Debt allows you to increase the velocity of your money. 

You've earned $132,000 more by splitting your money and leveraging it.

This will save me some money in the longer run.

check with a local attorney there are rules for filing liens of course anyone can file them but that does not mean they were filed legally.. in most states you have to give a PRE lien notice in writing and by certified mail.. you have time limits to file it.. so if they try to cloud your title they are taking a risk of slander of title. not that they have any money to pay if they lose but you can fire back with that if you need to.

Most of the properties I have available are $300,000-700,000; so if a hard money lender requires 25% down, with closing costs of 1-2%, and the hard money lender wants $20,000 in reserves, plus 1% to the hard money lender, we're looking at anywhere between $104,000 to $216,000 out of pocket costs. 

Ultimately, it's about ensuring the property remains attractive to tenants and maintains its market value without pouring money into upgrades that won't pay off.

Hey mate,Property managers tend have quite a few hidden fee's.For example:Tenant placement feeLease renewal feeMaintenance up chargeEviction up chargeGranted, PM's gotta make some money also but just ask for the PM agreement if the fee structure isn't transparent enough on the property managers website.Just my 2 cents.Thanks 

I have a great broker in California who does hard money and regular loans and DSCR.