The other big factor here is -- once you make the above decision, what are my expenses likely to be?

The information contained in this post is not to be relied upon.

There are many things that they could tell you that could help you save money and just help you make better decisions in terms of your rentals. 

I’m willing to put down 25%, just looking to make an informed decision on the financing side here.

I am thinking the following:This would be a wrap around mortgage as I still owe $165k on it.Sale Price $245k (market price)10% down ($24,500)10% Interest 30 year (please tell me if thats a bad idea)Monthly payment based on 30 yr ($1930/mo + tax and insurance) = $2448/moPlease let me know if i left any pertinent information out.Any sleuths out there can check it out. 🤓 (1032 E Tucker St Fort Worth, TX 76104)

I would be happy to go over your questions in more details and also provide you with more information on property management.Thanks!

Speaking with a local real estate expert, particularly one who has knowledge with VA loans, can help you receive information that is specific to your case and the status of the market.

Or is it the bank's discretional decision to follow/not to follow FM guidelines? 

It may not have been the smartest financial decision as now.

If anyone has a way or resource to obtain this information and quickly I would appreciate.