I wanted to avoid paying rent while also keeping my monthly housing obligations as low as possible.

Brian,In order to answer that would be important to know what type of property primary or investment, How much and used for what? 

Retirement accounts don't count towards liquidity, nor do non-liquid investments like VC, etc. 

I understand that I’m starting from the bottom, but my end goal is to be a successful developer and I plan on starting out wholesaling to build capital.

How did you finance this deal?

Hello, if I have a HELOC on a primary home and I move out to convert the house into a rental property, do credit unions/bank typically have an issue with that? 

And then there are also  sewer scope fees, and if your inspector recommends other inspectors to do inspections on things like the plumbing system, the roof, the electrical system etc... those have to come out of your pocket also- if you're going to pay for them.Does your lender require a Phase 1 Enviro; How do you intend to pay for that? 

Maybe syndications but some of them aren't doing well and if they don't know how to vet the operator, seems very risky. 

Can I do this without it messing up financing on a DSCR?

Do you want a DSCR loan (long term debt) or short term debt on the refi?