Speaking from experience, for one thing, it really depends on what city you're in and the code inspector that you get. 

It really depends on the area and if Zillow has accurate information on bed/bath count and sq ft.

Any advice would be greatly appreciated :) Hi Alejandra,1 year worth of financials will most likely be a conventional loan if you're self employed and can prove so for the last 2 yrs (financials needed as in tax returns).Portfolio like others have said are generally a bit higher in rates depending on the area of the country you're in.

If it is immediate need depends on the neighborhood and location of the window.

So if you have a property that you rented out for 12 months and then your tenant didn't pay rent for a month or two and then you had to evict them, the default rate would be 1/13 or 2/14 depending on the circumstance.

Do you change which purchasing contract you use depending on the seller?

Gas, common electric and water for a 2-unit is going to run you between $200-400/month depending on the heating type, the size of the common areas, amenities (dishwasher, washer/dryer), etc.2) 5% PM fee is not going to happen.

I haven't been on a while although depending on the subject it can be lively.

I don't think $30-40k in cap gains will matter much to you tax bill, depending on your w-2 income.Over the last couple years I have been amazed at how little taxes are a factor when I report $70k in gains/yr or less. 

However, the loan that is signed by you might need to be allocated only to you( depending on your situation).