Charles, I didn't read the complete article, but I find it hard to believe that the banks will park all this money for just 0.25% return.Here's an article addressing the question:http://www.newyorkfed.org/research/staff_reports/sr380.pdfHere's the conclusion from the article:We began this article with a question: Why are banks holding so many excess reserves?

Last thing, you should be offering at prices that other investors would be willing to pay, so you could "wholesale" any excess inventory you get.

There are people (and buyers) who think $10K on a rehab is excessive and gouging.

This single family is on the multifamily property so the driveway is adequate but not excessive and although there is a large yard there isn't anything they can really do with that. 

You may wish to confirm that the new 401k provider will handle the ongoing compliance support such as any required 5500 filing (e.g. 5500-ez for a one-participant plan with assets in excess of $250,000), any required tax reporting (e.g. 1099-r in the event of a distribution or in-plan Roth conversion), mandatory plan updates and amendments, etc.4.

He specifically noted that, “Commercial real estate financing markets are effectively closed, at least for loans in excess of $25-$35MM.

You seem to know what is going on, and if that is the case the excessive amount of information seems... excessive.sorry, mark

If I want to start a new thread, I always spend what seems to be an excessive amount of time deciding where to put it, and I'm never sure I've picked the right place.

California charges a minimum tax of $800 a year per LLC, and more if you have gross receipts in excess of $250k.

When a tenant moves out, transfer the deposit back to Checking so it's ready to apply towards expenses or to refund to the Tenant.If you end up with excess funds in the Checking account, I recommend you transfer it to a third account that is specifically designated for future investments.