Hi wholesalers - I would love to get a template that you have successfully (and of course legally) used to close wholesale deals in MD.I have a template with assignment clause that I downloaded from real estate skills.com which seems like a great website but I'd love to see one that has been used in practice and has clear clauses about 1)EMD and clear backout periods for seller, wholesaler and buyer that minimizes risk for each while still being a 'defacto' contract 2)assignment clauses.

Must I disclose that I am a non-practicing Real Estate Agent (I currently do not belong to a brokerage) on my lease?

That's a $20k increase in cost to the buyer. 

And about 25% of my guests come from travel agents somehow.

-1st PA at 157500 with buyer getting mortgage in 1st position.

In fact, when rates decrease, it often stimulates increased demand for homes as more buyers enter the market to take advantage of the lower borrowing costs.

Another recommendation is to look for investor-friendly agents.

Chicago has headwinds but many are staying away causing prices to be actually pretty good for buyers. 

What is a standard commission for buyer's agent?

Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?