They have the potential to be an amazing company yet after allowing rampant nepotism among owners & managers in conflicting job roles, the co-founder leaving the company abruptly in 2018, and selling programs they can't back up, they are experiencing MASSIVE employee & customer attrition.

That way, it 1.) buffers out some of the rise and fall of surges in the market, 2.) makes me seem very fair and not greedy, and 3.) there is never (*yet) an instance where I'm trying to explain to them why rent won't drop, even though the fair market shows that the rent should be lower than it is.Yes, it does leave a little money on the table, but it still allows for constant, logical, and generous rent raises.

I'm in Four Corners but I'm in a community that specifically allows STRs in the covenants, so no issues for me.

I just sent it to you in a message, hopefully its allowed to be sent through there...  

Leveraging debt allows me to do more deals

I did see eXp brokerage recently launched "eXp exclusives" allowing agents to share off-market and pre-market listings as well as all eXp MLS listings.

The entire industry is losing money at the moment and they are looking to tighten down the risk and raise rates as fast as the states dept of insurance will allow.

This will cover your minimum down payment (3.5% for FHA, 5% for conventional) plus will allow you to cover your closing costs (if a seller concession/contribution is not possible on the deal you and your agent negotiate), plus it should leave you with some additional funds left as reserves in case unexpected repairs come up after the closing.As far as how much you should be saving each month, you should try to save as much as possible.

Most backdoors allow easy access to the backyard which for entertaining is also important, but also if there is a fire.  

In addition to the liability exposure, we never allow our tenants to use the property for business purposes (properties are for residential purposes).