., more than half of the calendar year) for the Borrower's personal use and enjoyment·The Borrower may rent the property on a short-term basis provided that the property is not subject to any rental pools or agreements that require the Borrower to rent the property, give a management company or entity control over the occupancy of the property, or involve revenue sharing between any owners and the developer or another party·The Mortgaged Premises must be in such a location to function reasonably as a second home·The second home must be suitable for year-round occupancy with the following exception: a second home with seasonal limitations on year-round occupancy (e.g., lack of winter accessibility) is eligible provided the appraiser includes at least one comparable sale with similar seasonal limitations to demonstrate the marketability of the subject property.

I use the standard Realtor lease agreement, which lists all the tenants that are allowed to stay in the property.

As TIC you will create a foundational operating agreement.

When wholesaling a property with an agent, who sends who the purchase/sell agreement.

Notify your broker, and your independent contractor agreement with your broker will dictate how the sale is handled. 

It states the seller will "pay delinquent property taxes and any delinquent HOA assessments in accordance with the applicable Purchase Sale Agreement."

We have a tenant living there now and the rental agreement with the tenant was through our LLC and the property management company who is dealing with the tenant was hired through our LLC. 

Also talk to a real estate attorney when writing your purchase agreements.

When working with private money lenders, what is the best agreement in your opinion with regards to ROI for them? 

It's like a RE on-market transaction...they sign an agreement with you that any property they buy in the next 30 days you're involved in, you get paid.