I'm not saying housing is getting cheaper but things have slowed from the way heights in early 2018.

@Peter RoehrichRun a report on homes that have sold fast in a medium to slow market and investigate pictures / details.

The issue down the road can become your DTI’s and slow down your investing.

Duplex for sale: 2- 2X1units - slow appreciation area small town in SCPurchase Price: $137,900 Down Payment: 25% - I was told that I'd have to have 25% down for an investment purchase(Big Bank - still shopping around)Loan Amount: $105,000Intrest Rate: 5.5%P&I: $596.18Taxes: $72Insurance: $48ARV: ~150,000 - $160,000 - I based this off of the price of the surrounding propertiesBoth Units currently rent for $560- which is significantly lower than market, so would look to increase to at least $750 per unit = $1,500 monthly.The property is NOT in horrible condition, and I know that the properties are rentable without rehab, I'd budget approximately $7,000 to rehab and get the units more up to date for higher renters.Trash, utilities, water and sewer - expected to be paid for by tenantsPotentially will hire a local PM to manage the propertyAlso, hoping I can get down on the purchase price as well..I tried using the BP calculator but not sure if what came out was good or bad.Thoughts???

Was the BK just to slow down the foreclosure?

They typically charge a flat fee and since they're so specialized can usually accelerate the process for you.Separately, you might want to consider purchasing rent default insurance at some point.

But market surely slowed down a bit compared to last year, hoping to pick right back up in few weeks or so.  

And those increases actually accelerated during the recession.

No disagreement with you except on the subject of having the note accelerated.

I am slowing searching around Yonkers and New Rochelle as well.