Be extremely careful....These scams are on the rise again due to our weak economy and the desperate souls that are looking for something for nothing.

If you have enough properties (or a large enough single property) to make good use of employees, I feel it is the smartest way to operate...as long as you A) LIMIT the types of work (to minimize injury risk...a worker's comp experience mod increase can put you out of business); B) pay what is necessary to attract a WELL qualified employee (NOT your typical "handyman"); C) are an efficient project manager, or are willing to delegate that task to the employee...and generally support his decisions/timelines.If you try to micromanage...you will have turnover, which will be more costly than hiring a contractor.

You cannot have other general health insurance (only specifics like dental, vision, long-term care).

No buyer will buy a house for $250,000 if he can get the same thing for $230,000...regardless of what has happened in the past...unless they are ill-informed.In addition, be careful about "sold" data that a realtor gives you from MLS.

True financial freedom- financial peace- is to know you can take care of the critical things in life no matter what.

I don't Day Trade; don't care much for living under bridges.

Do be more careful in the multi-family arena because commercial loans don't have the same restrictions as 1-4 unit RESPA loans.IndyMac didn't "borrow" money from FDIC.

Be careful who you listen to... the right person might have ways to lower risk and increase profits.

If someone truly wants/needs to sell they don't care what type of deposit you give.

When you first spoke to this woman you needed to assure her that you were a professional and that you would take care of her.