What happens if/when the banks really have problems?

[Todd Merry]

I have one rental and am looking into the multi-family arena. One of my concerns about borrowing more money is all the news I hear about banks going through hard times and what the future may hold. I just heard that IndyMac borrowed 1/10th of the money in FDIC, and they aren't even one of the 90 that the FDIC is really worried about (still trying to verify all this). What could this mean for borrowers? Could we see the calling of loans as they had during the depression?

Don't mean to sound so gloom and doom,
Todd