I would simply tell the tenant that you are not willing to falsify a document. 

As a side question, have you considered structuring the deal so that you own the land outright immediately and simply make support parents to your mom for 30 years (or death); whichever comes first? 

DavisThe HML simply does not know what they are doing.The LLC is the borrower.  

Similarly, the Pennsylvania Human Relations Act could be applicable where a landlord rejects an undocumented person as tenant based on their ethnicity or national origin rather than simply their immigration status.So just make sure you protect yourself and keep your practices the same. 

Simply buy and hold?

Or you can simply call and see if their interested in selling and take it from there.

You can also simply do this in Excel. 

We don't have big dreams and are simply generating living expenses and our future retirement (whatever they looks like).

You don't always have the option of financing - Sometimes the property conditions precludes financing, and often you are simply competing against other cash offers, making financed offers non-competitive. 

Easiest is to simply divide it by the number of people for anything that is variable (eg heat, electricity).