I would keep receipts on whatever it costs you to clean up and remove personal items and then deduct that from the tenant's security deposit.

Personally I would not buy under these large distribution points.

And I help her as well since I own most of these homes so license issues dont come into play my personal license is a Brokers license in California whence i came from. ..

I think to much book learning at once with no action gives a person the "analysis paralysis". 

Another option is DSCI loans this just uses property rents to qualify not your personal DTI.

Can you give me a contact person ?

Personally my landlord just uses Zelle. 

Why am I being personally sued?

It's been on the market for over 1 year sitting at $1.99m while the owners aren't in any rush to sell due to personal health conditions and squatting tenants.

If you have an auto liability that is ending is less than 10 months, then it will be excluded from your DTI.If you are using a DSCR loan to purchase, it won't matter as personal income, DTI, and employment are not considered for being approved for the loan.Cheers!