how to beat DTI for a single family home purchase?

[Eunseon Kwon]

Hi all,

My husband and I are new to REI and are trying to learn from you all. Here's our situation.

1. Have an SFH. Try to rent it out. --> It will be the first rental property. The house will hit the market next week.

2. Tries to purchase a new SFH. It's more expensive than our current house. Have enough for 20% downpayment + fees+ and some more

-Because of DTI, we cannot borrow money (no hard money or private money) for the new house unless we have tenants sign the contract with our current home.

Does anyone have any suggestions?