And I had a title claim in Indy with a small company that missed a city code enforcement that required the house to be leveled LOL. they paid that one out.. be grudgingly though.I agree with your assessment..

Buying in SF is a bet that a) "jumbo" loans will return to 2019-levels of availability and b) working from home is going to largely go away once the economy re-opens.For b, your guess is as good as mine.For a, you can track the general ease of availability of jumbo loans at the following link.

@Michael BaumThe coverages levels and deductibles are very similar.

In an attempt to level out the situation the unintended consequences are going to to be catastrophic.  

The home is a 3 story house with a large separate two-story garage behind it, the garage has a two-bedroom apartment on the top level.

The level of work is different.

Requesting Referrals for an Investor friendly insurance agent in the Baltimore City, Maryland area for a Commercial Liability Umbrella Policy (CLUP).Current portfolio: 8 RentalsBRRRR investor - another question is how the properties (or level of difficulty) will be added/removed to the Umbrella as the properties go in my personal name and then refinanced into the LLC.Bonus question - If refinanced to an LLC, do I still need an umbrella?

High-end finishes throughout, 2 car garage on a huge lot/backyard, large 2nd story loft area, 1st level front porch, 2nd level deck off master and a large deck off the back of the house.

Hi @Dane MacLeod, Usually at the level of doing hundreds of homes business owners are using a mix of both the personal credit and the health of the business. 

I am simply looking to get the roof reshingled (not even sheathing work).The home is in Orange County, NY where there is no license requirement on the county level.