Now for the next move/challenge:I want to start looking for my next house hack but heard from the broker I had originally used that they cannot use my ADU rental income for DSCR. 

I even remember for a while that some of the big commercial tax companies didn't support local returns.Plus until last year (might've started for TY 2022, I forget) everything was paper file only.

Start saving the percents you mentioned above.

It was a dream purchase for me and my wife, but after joining Bigger Pockets and all the great folks on here helped my move into the STR game.We ended up with a standard 2nd home mortgage that was almost immediately transferred so we just started listing it on VRBO and AirBNB.

It's no guarantee but it's a good place to start.

Credit was too easy to get and adjustable rate mortgages which adjusted higher than the mortgage holders could afford, caused people to start defaulting on their mortgages.  

From Cope Equities:"This project is already begun – no risk of it not starting – it already started, a $44 million dollar project ($29 million in costs, approximately).

When I started in the STR industry I used exclusively nest thermostats and could never get them to lock temps when in dual temperature heat/cool mode.  

It just started, and there's a lot of properties !  

Hi,I have been investing in Securities for a while, but I would like to start building a portfolio of Real Estate Positive Cash Flowing Properties in Ontario (Hamilton, Barrie, Oshawa, or Toronto).