Above board legal Airbnb is a bit tricky because laws generally fall into 3 categories or somewhere between:  defined and strict, defined and flex ( rare, but check texas :), or undefined ( not stable, because they will change ).  

They are very high demand, in a very safe, stable area.  

There are still great deals to be found in any market but Omaha has a lot of growth right now and is a bit more stable than some other markets.

ALL IN on this deal will be about $88k or so and we expect rent to be $1275 per month with about $45k in equity... a nice base hit that deal that will appreciate handsomely over the next 7-10 years (our projected hold period) and will provide a stable cash flow over that time frame!

Have solid stable career with pension, wife is independent contractor our combined income is 100k +.

A number of years of job history make you look more stable for a loan.

I plan to do this because I have a very strong and stable W2 income stream where I can stomach the expenses if tenant goes belly up.

We have successfully revitalized our first two buys, and are in the process of cleaning out our 6 unit to get it that into a stable structure.

The downpayment will be determined by a combination of the following:0) Legal and regulatory requirements;1) The strength of the business - how much free cash-flow does it generate and the strength of the applicant(s) (financially stable, experience, professional management, etc);2) Insurance requirements if CMHC mortgage insurance will be sought; and3) The lender's internal rules & guidelines;Are these rooming houses?  

So is the 175K value the stable value (fixed up)?