The contract change after ratification is the safer route  I have done 200+ HUD transactions 

Find out what brokerage is doing the most transactions in a given area, then find out which office of that brokerage is doing the most transactions.  

Therefore, the change is painful.But I have to say one thing about it… One buyer I know would LOVE to have TRID requirements forcing her sellers to move out 3 days prior to closing, but it does not apply to her privately-financed residential transaction.

That means becoming an expert  on an area, having a well seasoned team in place to act quickly ( realtor, lender, title and contractors) and having some balls to execute on the  right transaction.

I'm not in the area and need a couple homes i have under contract inspected to be safe

Also, when doing a transaction like that, do you still need to provide proof of funds?

In most states it puts you in a very different liability situation.If you want to represent other people in their real estate transactions, being an agent may be for you.Don't let anyone tell you to get licensed just so you can have access to the MLS.Either way, at the end of the program you will be much more educated in the area of buying and selling property in your state.

The bill didn’t match any other recurring bills I have setup, so thinking it was fraud I disputed the transaction. 

Lenders wouldn't last too long in this industry if word got out that they held up transactions and got in the way of deals coming together.Hope this helps!

Prices in nice, safe areas on the Island are just as high, if no higher than elsewhere.