I'm out of state and my Contractor is tied up for a couple of months (slowing now with Covid19)... however, I could recommend a couple trades if you are willing to manage each (no general)Good luck!

The prime rate is down to 4.25% and that's what our HELOC is tied to.

If they can only swing $600 right now, OK, but we better have a payment plan set up to cover the remaining $400.I bet a lot of the people saying they can't pay rent right now are going to be paying their cable TV and iPhone bills as they know those services will get turned off by the provider.

Not cut ties with the current lender all together!

Some sellers like cash offers over loan offers, but it's usually a "break the tie" type of thing or perhaps go with a slightly lower offer. 

Thus, my answer to your original question remains the same.   

If we want to buy say a 3 or 4 unit here in Honolulu county, does remaining entitlement go based off a single family home maximum price or can remaining 2nd tier entitlement vary up to the limit for a 4 unit which is much higher?

The stock market is a real craps table so why not get out and ask people if they want to make 7-8% on their money tied to real estate.

Many investors with equity tied in properties are also refinancing to free up capital to re-leverage with more rental properties while they can. 

What remains to be seen is if there will be a rush to assets/gold because of the current craziness.