Interesting, you do the in person follow up after they agree to terms? 

I'm also looking at properties in Alabama and Indiana, but haven't pulled the trigger yet due to personal complications. 

I personally use a broker for my properties so they can shop around, unlike Allstate.

They have no income, so they can't refi or HELOC to use their equity for their personal expense.

At 65 personally I'd want debt paid down or gone but it's not bad to add some more properties.

It has a very nice bath tub that is of high importance to us personally.

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So homes with ADUs sell for more, and the appraisals have followed pricing for four+ years now.I personally know an investment group that targets neighborhoods, mostly in the San Fernando Valley, where comps with ADUs are outperforming non-ADU comps so that they can refinance out the value created by their ADUs.

Personally, a developer bought land next to us and tried to clear a portion of our land along with his, said the line was unclear and he'd dispute it so best to let him proceed, but he backed off once he knew we had our survey and owners title and would make a claim.

House hacking will also give you some personal "property management" experience.