We don't have a spa so that makes it difficult but I don't think putting one in will make that significant a difference for the cost.

I own one free and clear(around 425K).

We had a borrower who first three loans did great and this fourth one is in default (we are in first).

One of the most surprising experiences I had was when a borrower with a seemingly high-risk property came in with a last-minute change to their scope of work.

I’m looking to buy a multi-family in the Greater Boston area with the goal of living in one unit and renting out the rest. 

To each their one indeed.On another note, I'm surprised about your comment about the cartels, especially since you lived in Mexico and I don't see the connection with real estate investing.

Direct lenders are:KiaviConventusLima oneLoan one Iron BridgeSeattle funding this will get you started. 

It’s a valid concern, and one that I've faced many times.

Replaced the windows in one unit so far.

Customer is the only one touching the door from the last time he parked.